Prepare the Batter:
In a large bowl, mash the ripe banana with a fork until smooth. Add the cottage cheese, eggs, and vanilla extract, and mix until combined.

Add Dry Ingredients:
Add the oat flour (or all-purpose flour), baking powder, and salt to the wet mixture. Stir until just combined. If you prefer sweeter pancakes, add honey or maple syrup at this stage.

Heat the Pan:
Heat a non-stick skillet or griddle over medium heat. Lightly grease with butter or oil.

Cook the Pancakes:
Pour about ¼ cup of the pancake batter onto the skillet for each pancake. Cook for 2-3 minutes on one side, until small bubbles form on the surface, then flip and cook for another 1-2 minutes until golden brown and cooked through.

Serve and Enjoy:
Serve the pancakes warm with your favorite toppings, such as fresh fruit, maple syrup, or a dollop of Greek yogurt.