If you’ve ever had the pleasure of tasting a dessert that just feels like home, then you’ll understand the magic behind Granny’s Million Dollar Pie. This delightful no-bake pie is a true treasure that combines the best of creamy, crunchy, and sweet. With its luscious filling and a buttery graham cracker crust, it’s a dessert that’ll make you feel like you’ve been wrapped in a warm hug. Trust me, once you taste this one, you’ll know why it’s called “Million Dollar Pie!” Prepare to be wowed!
Why You’ll Love Granny’s Million Dollar Pie
Easy & No-Bake: Sometimes you want something delicious without having to slave away in the kitchen. This pie is so simple to make, and it doesn’t even require baking—just a little bit of chilling time in the fridge, and you’re good to go!
Dreamy Creamy Filling: The filling is creamy, sweet, and oh-so-decadent. With a combination of cream cheese, whipped topping, and sweetened condensed milk, it’s the kind of indulgence that’s perfect for any occasion.
Crisp Crunch: The graham cracker crust adds the perfect balance of crunch to the smooth filling, and it’s wonderfully easy to make. It’s the kind of crust that holds up perfectly to the pie filling without getting soggy.
Perfect for Any Occasion: Whether you’re hosting a holiday, a birthday party, or just want a fun family treat, this pie fits the bill. It’s a guaranteed crowd-pleaser that’s bound to leave everyone asking for the recipe!

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Ingredients
For the Pie Crust:
- 1 1/2 cups graham cracker crumbs – This will form the base of your pie. The crumbs bring the perfect balance of texture and flavor that pairs beautifully with the creamy filling.
- 1/4 cup granulated sugar – Adds sweetness to the crust to balance out the tangy cream cheese filling.
- 1/2 cup unsalted butter, melted – The butter binds the graham cracker crumbs together and makes the crust extra rich.
For the Filling:
- 1 (8 oz) package cream cheese, softened – This is the key to the creamy filling. It gives the pie its richness and that classic cheesecake-like flavor.
- 1 (14 oz) can sweetened condensed milk – This makes the filling perfectly sweet and thick.
- 1/2 cup fresh lemon juice – Adds a fresh, zesty note to cut through the richness of the filling.
- 1 (8 oz) container of whipped topping – Lightens the filling and gives it a cloud-like, fluffy texture.
- 1 cup shredded coconut – For some tropical flair and chewy texture that perfectly complements the creamy filling.
For Garnishing:
- 1/4 cup chopped pecans or walnuts – Adds a crunchy, nutty topping that contrasts nicely with the smooth filling.
- Additional whipped topping – For topping and adding a little extra fluff and charm to the presentation.
(Note: The full ingredients list, including measurements, is provided in the recipe card directly below.)
Instructions
1. Prepare the Crust:
In a medium bowl, combine the graham cracker crumbs, sugar, and melted butter. Stir until the mixture is well combined and the crumbs are evenly coated with butter. Press the mixture firmly into the bottom and up the sides of a 9-inch pie pan. Use the back of a spoon to pack it down well. Place the crust in the fridge to chill while you prepare the filling.
2. Make the Filling:
In a large bowl, beat the cream cheese with an electric mixer until smooth. Add the sweetened condensed milk and continue beating until the mixture is well combined and creamy. Add the lemon juice and beat until the filling is smooth and slightly thickened.
3. Add the Whipped Topping:
Fold the whipped topping and shredded coconut into the cream cheese mixture. Be gentle when folding to keep the filling light and airy.
4. Assemble the Pie:
Take the graham cracker crust out of the fridge and fill it with the creamy filling. Smooth the top with a spatula and evenly distribute the filling. Place the pie back in the fridge and let it chill for at least 3 hours (or overnight) to allow it to set.
5. Garnish and Serve:
Once the pie has set, top it with a generous dollop of whipped topping and sprinkle with chopped pecans or walnuts for that perfect crunch. Slice and serve with a smile!
Nutrition Facts
Servings: 8
Calories per serving: 380
Total Fat: 23g
Saturated Fat: 12g
Cholesterol: 50mg
Sodium: 130mg
Total Carbohydrates: 44g
Dietary Fiber: 2g
Sugars: 32g
Protein: 4g
Vitamin A: 6%
Vitamin C: 3%
Calcium: 8%
Iron: 4%
Preparation Time
Prep Time: 20 minutes
Chill Time: 3 hours
Total Time: 3 hours 20 minutes
How to Serve Granny’s Million Dollar Pie
Serve with Fresh Fruit: Add a few slices of fresh strawberries, raspberries, or blueberries on the side to brighten up the plate and add some juicy freshness that contrasts beautifully with the rich pie.
As a Party Dessert: This pie is perfect for serving at potlucks, barbecues, or any large gathering. It’s easy to slice and serves a crowd.
With a Scoop of Ice Cream: For an extra indulgent treat, serve with a scoop of vanilla or coconut ice cream on the side.
Additional Tips
Make Ahead: This pie is even better when made ahead of time, and it keeps wonderfully in the fridge for up to 3 days. It’s perfect for preparing the night before a party or holiday meal.
No Coconut?: If you’re not a fan of coconut, you can easily leave it out, and the pie will still taste amazing. You could also try adding chopped chocolate or marshmallows for a fun twist!
Add More Flavor: If you want to play around with flavors, feel free to add a teaspoon of vanilla extract to the filling for an added depth of flavor.
Storage Tips: Store leftovers in an airtight container in the fridge for up to 3 days. Make sure to keep it chilled, as this is a no-bake pie.
FAQ Section
Q1: Can I use a store-bought pie crust?
A1: Absolutely! If you want to save time, you can definitely use a store-bought graham cracker crust. Just make sure it’s a 9-inch crust, and you’re all set!
Q2: Can I make this pie without cream cheese?
A2: While cream cheese is a key ingredient for that rich, cheesecake-like texture, you could substitute it with Greek yogurt or softened mascarpone for a slightly different flavor and texture.
Q3: Can I use a different nut for topping?
A3: Of course! If you prefer almonds, cashews, or even hazelnuts, feel free to substitute the pecans or walnuts.
Q4: How long does this pie last?
A4: This pie can be kept in the fridge for up to 3 days. Just make sure to cover it well so it doesn’t absorb any other smells from the fridge.
Q5: Can I freeze this pie?
A5: Yes, you can freeze this pie. Wrap it tightly in plastic wrap and foil, and store it in the freezer for up to 2 months. Thaw in the fridge for several hours before serving.
Q6: Can I make a mini version of this pie?
A6: Definitely! You can make individual servings by using small tart pans or ramekins. Just adjust the chilling time depending on the size of the portions.
Q7: What can I use instead of lemon juice?
A7: If you’re not a fan of lemon, you can substitute with lime juice for a tropical twist, or use orange juice for a sweeter, milder flavor.
Q8: Can I add chocolate chips to the filling?
A8: Yes! Adding mini chocolate chips or even chocolate shavings to the filling would make this pie even more decadent.
Q9: How do I get the perfect crust?
A9: Make sure to press the graham cracker crust mixture down firmly in the pan to prevent it from falling apart. The chilled crust will hold its shape beautifully once it’s time to add the filling.
Q10: Is there a dairy-free version of this pie?
A10: Yes! You can substitute the cream cheese and whipped topping with dairy-free cream cheese and coconut whipped cream for a dairy-free version of this pie.
Conclusion
Granny’s Million Dollar Pie is truly a dessert fit for any occasion. With its creamy filling, crunchy crust, and sweet flavor, it’s a slice of heaven that’s guaranteed to impress. Plus, with the minimal prep time and no baking required, it’s the ultimate easy dessert for anyone who loves to indulge in something sweet without spending hours in the kitchen. Make it today, and see why it’s called Million Dollar Pie—it’s that good!
Print
Granny’s Million Dollar Pie
- Total Time: 10 minutes
- Yield: 8 servings 1x
Description
Granny’s Million Dollar Pie is a creamy, sweet, and refreshing dessert that’s as easy as it is delicious. With a rich, fluffy filling made from cream cheese, sweetened condensed milk, and a hint of lemon, this no-bake pie will melt in your mouth. Topped with whipped cream and a sprinkle of toasted coconut, it’s the perfect treat for any occasion.
Ingredients
- 1 package (8 oz) cream cheese, softened
- 1 can (14 oz) sweetened condensed milk
- 1/2 cup freshly squeezed lemon juice
- 1 teaspoon vanilla extract
- 1/2 cup powdered sugar
- 1 tub (8 oz) whipped topping (such as Cool Whip), thawed
- 1 pre-made graham cracker crust
- 1/4 cup toasted coconut flakes (optional for topping)
Instructions
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Prepare the filling:
- In a large bowl, beat the softened cream cheese with the sweetened condensed milk until smooth and creamy.
- Add the lemon juice, vanilla extract, and powdered sugar. Mix until fully combined and smooth.
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Fold in the whipped topping:
- Gently fold in the whipped topping, being careful not to deflate it, until the mixture is light and fluffy.
-
Assemble the pie:
- Pour the cream cheese mixture into the pre-made graham cracker crust and spread it evenly with a spatula.
-
Chill the pie:
- Refrigerate the pie for at least 4 hours, or preferably overnight, to allow it to set properly.
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Top the pie (optional):
- Before serving, top with toasted coconut flakes for a nice crunch and added flavor (this step is optional but highly recommended).
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Serve and enjoy:
- Slice and enjoy the creamy, delicious Million Dollar Pie!
Notes
- This pie can be customized by adding other toppings like fresh fruit (strawberries, blueberries, or kiwi), chocolate shavings, or even crushed nuts.
- For a more decadent treat, try using a chocolate graham cracker crust instead of the regular one.
- The pie can be made ahead of time and stored in the fridge for up to 3 days.
- Prep Time: 10 minutes
- Cook Time: 0 minutes
- Category: Dessert
- Method: No-Bake
- Cuisine: American
Nutrition
- Serving Size: 1 slice (1/8 of the pie)
- Calories: 320
- Sugar: 32g
- Sodium: 180mg
- Fat: 19g
- Saturated Fat: 10g
- Unsaturated Fat: 8g
- Trans Fat: 0g
- Carbohydrates: 34g
- Fiber: 1g
- Protein: 3g
- Cholesterol: 35mg